Terms & Conditions

Effective Date: August 21, 2026
Business: Honor and Fire LLC, doing business as Everlearn Academy
Website: *****

1. Acceptance of These Terms

Welcome to Everlearn Academy. These Terms & Conditions (“Terms”) govern your access to and use of the Everlearn Academy website, programs, services, FRAP Chapters, memberships, educational materials, community experiences, and related offerings (collectively, the “Services”). By accessing our website, purchasing a program or membership, enrolling in a FRAP Chapter, participating in our community, or otherwise using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or Services.

2. About Everlearn Academy

Everlearn Academy is owned and operated by Honor and Fire LLC (“Company,” “we,” “us,” or “our”). Our programs and FRAP Chapters are designed to provide education, business development, personal growth, community, accountability, coaching, and related resources. Our Services are educational and informational in nature. Participation does not guarantee any specific business, financial, professional, personal, or other result.

3. Eligibility

You must be legally capable of entering into a binding agreement to purchase and use our Services. If you are participating in a program or membership on behalf of a business or organization, you represent that you have authority to agree to these Terms on behalf of that business or organization.

4. FRAP Chapters and Memberships

FRAP Chapters may include, depending on the specific offering:

Mastermind meetings

Peer accountability

Educational sessions

Coaching

Guest speakers or experts

Business resources

Networking opportunities

Community discussions

Workshops or implementation sessions

Digital materials and resources

Other activities described at the time of enrollment

The specific features, schedule, access period, pricing, and benefits of each FRAP Chapter will be communicated at the time of purchase or enrollment. We reserve the right to modify schedules, speakers, meeting formats, resources, or other program elements when reasonably necessary.

5. Payments

You agree to provide accurate and complete billing and payment information when purchasing our Services. By submitting payment information, you authorize the applicable payment provider to charge the payment method you provide for the amount disclosed at checkout. If you select a payment plan, you agree to make all scheduled payments according to the terms presented at the time of purchase. Failure to complete a payment may result in suspension or termination of access to the applicable Services.

6. Cancellation and Refunds

All cancellations and refund requests are subject to our Cancellation & Refund Policy, which is incorporated into these Terms. Please review that policy before purchasing any Service. Any refund eligibility, cancellation deadline, administrative fee, payment-plan obligation, or other applicable condition will be disclosed in the applicable Cancellation & Refund Policy and/or at checkout.

7. No Guarantee of Results

Everlearn Academy provides education, coaching, community, resources, and guidance. However, we do not guarantee that you will achieve any particular financial, business, professional, personal, or other result. Your results depend on many factors, including your individual circumstances, decisions, effort, implementation, experience, market conditions, and other factors outside of our control. Testimonials, examples, case studies, or statements regarding results are provided for illustrative purposes and should not be understood as a guarantee of your individual results. Our 12-Months Results Guarantee is if you fully participate in EverLearn for 12 months, follow through on the agreed-upon commitments, and implement the strategies we develop together, we expect your business to be measurably better — through increased profitability, stronger leadership, better systems, improved accountability, more owner freedom, or other agreed-upon business outcomes.

If we can’t point to meaningful progress after 12 months, we’ll refund your membership fees.

8. Educational Disclaimer

The information provided through Everlearn Academy is for educational and informational purposes only. Our Services are not a substitute for individualized legal, accounting, tax, financial, medical, mental health, or other professional advice. You are responsible for seeking qualified professional advice regarding circumstances that require specialized expertise.

9. Intellectual Property

All content made available through Everlearn Academy, including but not limited to: Courses, Videos, Workbooks, Worksheets, Templates, Guides, Presentations, Written materials, Graphics, Logos, Branding, Audio, Recordings, Website content, Educational framework, Original concepts and materials is owned by or licensed to Honor and Fire LLC unless otherwise stated. You may use purchased or provided materials solely for your personal or internal business use in connection with the applicable Service. You may not reproduce, redistribute, resell, publish, upload, share, copy, modify, publicly display, commercially exploit, or create derivative works from our proprietary materials without our prior written permission. Purchasing access to a program does not transfer ownership of our intellectual property to you.

10. Community Participation and Conduct

FRAP Chapters and other Everlearn Academy communities are intended to be supportive, constructive, and professional environments.

You agree not to:

Harass, threaten, intimidate, or discriminate against another participant;

Engage in abusive, hateful, or inappropriate conduct;

Share another participant’s private or confidential information;

Record, reproduce, or distribute private meetings or program content without permission;

Spam or solicit members without authorization;

Misrepresent yourself or your business;

Use the community for unlawful purposes;

Disrupt meetings or community activities; or Violate the rights of other participants or the Company. We reserve the right to remove or restrict access for participants who violate these Terms or negatively affect the safety, integrity, or experience of the community. Removal for misconduct does not automatically entitle a participant to a refund.

11. Confidentiality and Respect for Members

Participants may and are encouraged to share personal, business, financial, strategic, or other information within FRAP Chapters and community environments. You agree to respect the privacy and confidentiality of information shared by other participants and not to disclose or use another participant’s confidential information without permission. However, we cannot guarantee that every participant will maintain confidentiality. Participants should use reasonable judgment when deciding what information to share.

12. Testimonials and Participant Content

If you voluntarily provide a testimonial, review, success story, photograph, video, comment, or other content to Everlearn Academy for promotional purposes, you grant Honor and Fire LLC permission to use that content for legitimate business and marketing purposes unless otherwise agreed in writing. You retain ownership of content that you independently create and submit, except for the rights you grant us under these Terms. We will not knowingly misrepresent a testimonial or materially alter its meaning.

13. Website Use

You agree to use our website and Services only for lawful purposes. You may not attempt to: Gain unauthorized access to our systems; Interfere with website functionality;

Introduce malicious software; Copy or scrape substantial portions of the website or its content; Circumvent security measures; Use the website to engage in fraudulent activity; or Otherwise interfere with our operations or the experience of other users.

14. Third-Party Services and Links

Our website or Services may contain links to or integrations with third-party websites, platforms, payment processors, software, or services. We do not control and are not responsible for the content, policies, availability, security, or practices of third-party services. Your use of third-party services may be subject to those providers’ separate terms and privacy policies.

15. Disclaimer of Warranties

To the fullest extent permitted by applicable law, our website and Services are provided on an “as is” and “as available” basis. We do not warrant that the website or Services will always be uninterrupted, error-free, secure, or available at all times. We make no warranties regarding the accuracy, completeness, reliability, or suitability of information provided through our Services.

16. Limitation of Liability

To the fullest extent permitted by law, Honor and Fire LLC, Everlearn Academy, and their owners, employees, contractors, instructors, coaches, representatives, and affiliates will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of our website or Services. To the fullest extent permitted by law, our total liability arising from your purchase or use of a Service will not exceed the amount you paid to us for that specific Service during the applicable period giving rise to the claim. Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.

17. Indemnification

To the fullest extent permitted by applicable law, you agree to defend, indemnify, and hold harmless Honor and Fire LLC, Everlearn Academy, and their owners, employees, contractors, representatives, and affiliates from claims, damages, liabilities, losses, costs, and expenses arising from your unlawful use of the website or Services, your violation of these Terms, or your violation of another person’s rights.

18. Suspension or Termination

We reserve the right to suspend or terminate your access to our website, community, program, membership, or Services if you: Violate these Terms; Fail to make required payments; Engage in abusive, threatening, fraudulent, or disruptive behavior; Misuse our intellectual property; Misuse community information; or Otherwise create a significant risk to the Company, its community, or other participants. Termination does not eliminate payment obligations that arose before termination.

19. Changes to These Terms

We may update these Terms from time to time. When material changes are made, we may provide notice through our website, email, account portal, or other reasonable method. Your continued use of our Services after updated Terms become effective constitutes acceptance of the revised Terms.

20. Governing Law

These Terms shall be governed by and interpreted according to the laws of the State of Illinois, without regard to conflict-of-law principles, except where applicable law requires otherwise.

21. Dispute Resolution

Before initiating formal legal proceedings, you agree to first contact Honor and Fire LLC and make a good-faith effort to resolve the dispute informally.

Any additional dispute-resolution requirements, including mediation, arbitration, venue, or applicable limitations, will apply only to the extent permitted by applicable law and as separately agreed or legally enforceable. If you have questions about these Terms, please contact:

Honor and Fire LLC / Everlearn Academy
Email: [email protected]

Last Updated: August 21, 2026